Identity Theft Alerts and Active Duty Alerts

If you suspect that you have been or are about to become a victim of fraud or a related crime, including identity theft, you may contact the nationwide consumer reporting agencies to request a fraud alert or other alerts permitted under the Fair Credit Reporting Act be placed in the files such companies maintain on you.

If you are a victim of identity theft, you should contact the Federal Trade Commission’s Identity Theft Hotline to obtain more detailed information about how to protect yourself and recover from identity theft and to file an identity theft complaint.

• By sharing your identity theft complaint with the FTC, you will provide important information that can help law enforcement officials across the nation track down identity thieves and stop them. The FTC can refer victims’ complaints to other government agencies and companies for further action, as well as investigate companies for violations of laws the agency enforces.

You can file a complaint online at www.ftc.gov/idtheft by phone through the FTC’s Identity Theft Hotline, toll-free: 1-877-IDTHEFT (438-4338); TTY: 1-866-653-4261; or write: Identity Theft Clearinghouse, Federal Trade Commission, 600 Pennsylvania Avenue, NW, Washington, DC 20580.

Place an alert at Congruit Credit

You can request Congruit Credit to inform any lender who requests your credit file that you have been a victim of identity theft or you are on Active Military Duty and to contact you for further identity verification before issuing any credit. You can request:

• Initial Fraud Alert that lasts 1 year

• Extended Fraud Alert that lasts 7 years

• Active Duty Alert that lasts 1 year

Please click here to download the request form.