Free Credit Report

Congruit is an information services provider that provides insight into consumer payment history for the lending and financial services community. The information Congruit provides does not help or hurt your credit score because your credit score is reported by the three traditional major credit bureaus.

Have you received an adverse action notice, or been denied a loan, based on information contained in a Congruit consumer report? If so, please fill out the Credit Report Request to obtain a copy of your report. We will send you a copy of your report—free of charge—once the company receives your completed request form and a copy of your documents.

You can also obtain your free annual credit report from the three traditional major credit bureaus: Experian, Equifax and TransUnion.

All consumers are eligible to receive a free copy of their credit report once every twelve months in accordance with the Fair and Accurate Credit Transactions Act (FACT Act).

To obtain a free copy of your Congruit Consumer Report, please click here to download the request form.